Your replacement costs are going to total $418 ($149 deductible plus the $269 you paid for the Apple Care+ plan). Let’s say you lose your iPhone 14 Pro and have theft and loss coverage. Whether those prices are worth it depends on what kind of phone you have and how much risk you’re comfortable with. AppleCare+ with theft and loss protection: $149 (for 2-year coverage) or $7.49 per month.Standard AppleCare+: $79 (for 2-year coverage) or $3.99 per month.AppleCare+ with theft and loss protection: $219 (for 2-year coverage) or $11.49 per month.Standard AppleCare+: a one-time fee of $149 (for 2-year coverage) or $7.99 per month. IPhone 14, iPhone 13, iPhone 13 mini, iPhone 12
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